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SUM Network FAQ

What is the SUM Surcharge-Free Program?
 
This program will allow our customers to gain access to their accounts anywhere across the country without being charged a fee at participating NYCE ATMs.  Every time that a customer inserts their debit card to check on their balance, transfer money, or withdrawal money from their account they won't be charged a fee. 


Who can use the SUM Surcharge-Free Program?
  
Any customers that have an account with Magnolia State Bank has the ability to access the network of NYCE ATMs that take part in the SUM Surcharge-Free Program. 


Are there any fees that are associated with the SUM Surcharge-Free Program?

When you use a NYCE ATM that's a part of the SUM Surcharge-Free Program you won't get charged a fee to use that ATM.  The way to tell if an ATM is a part of the SUM Surcharge-Free Program is if there is a decal displaying the SUM logo on the ATM.     


Where can I use the SUM Surcharge-Free Program?

If an establishment has a NYCE ATM that displays a decal with the SUM logo on the ATM, then that location is a part of the SUM Surcharge-Free Program.  Not all NYCE ATMs participate in the SUM Surcharge-Free Program.  To find a location you can click the link below to take you to our Branch & ATM Locator page or visit www.nyce.net