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Jolene Carroll
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Mell Merritt
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Gray Office
Terry Ramsey
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Gray Office
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Jolene Carroll
Chairperson, President, and CEO
Eastman Office
130 Oak Street
PO Box 909
Eastman, GA 31023
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Mell Merritt
Regional President
Gray Office
271 West Clinton Street
PO Box 1989
Gray, GA 31032
(478) 776-6203
mmerritt@bankmsb.com
MLO# 679626
Areas of Expertise:
Lending
Certified Public Accountant
Industries:
Consumer Loans
Commercial Loans
Personal Interests:
Tennis
Hunting
United Methodist Church
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Terry Ramsey
Assistant Branch Manager/Universal Banker
Gray Office
271 West Clinton Street
PO Box 1989
Gray, GA 31032
(478) 776-6205
tramsey@bankmsb.com
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