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Magnolia State Bank
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Market Presidents & Branch Managers
Jolene Carroll
Chairperson
President and CEO
Mell Merritt
Jones Co. Market President
Gray Office
David Dyer
Baldwin Co
. Market President
Downtown Milledgeville Office
Terry Ramsey
Assistant Branch Manager/Universal Banker
Gray Office
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Jolene Carroll
Chairperson, President, and CEO
Eastman Office
130 Oak Street
PO Box 909
Eastman, GA 31023
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Mell Merritt
Jones Co. Market President
Gray Office
271 West Clinton Street
PO Box 1989
Gray, GA 31032
(478) 776-6203
mmerritt@bankmsb.com
MLO# 679626
Areas of Expertise:
Lending
Certified Public Accountant
Industries:
Consumer Loans
Commercial Loans
Personal Interests:
Tennis
Hunting
United Methodist Church
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David Dyer
Baldwin Co
. Market President
Downtown Milledgeville Office
100 East Greene Street
PO Box 1990
Milledgeville, GA 31061
(478) 776-6197
ddyer@bankmsb.com
MLO# 1443435
Areas of Expertise:
Commercial Real Estate
Residential Real Estate
Consumer Lending
Industries:
Investment Properties
Residential Construction Loans
Consumer Loans
Personal Interests:
Hunting
Fishing
UGA Athletics
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Terry Ramsey
Assistant Branch Manager/Universal Banker
Gray Office
271 West Clinton Street
PO Box 1989
Gray, GA 31032
(478) 776-6205
tramsey@bankmsb.com
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