Zelle® P2P Payments

Zelle® brings you a fast, safe and easy way to send money in minutes1 to your friends and family, right from your mobile banking app.

Send money directly from your account to theirs-typically in minutes¹.

Send or receive money right from your Magnolia State Bank App.

Send money to almost anyone you know2 using just an email address or U.S. mobile phone number.

Find Zelle in your Magnolia State Bank app.

  • Log in and go to your menu. Scroll down until you see “Send Money with Zelle®”. Then, enroll with your U.S. mobile number or email address to get started.
  • Select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional memo, review, then hit “Send.”

Ask your friends and family to enroll with Zelle before you send them money – this will help them get your payment more quickly.

If you send money to someone who isn’t enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly into your recipient's account. Once their first payment completes, your recipient will be able to receive future payments faster, typically within minutes¹.

If your payment is still pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number. If you’re waiting to receive money, you should check to see if you’ve received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? Please call our Customer Support team at 478-374-3418.

¹To receive money in minutes, the recipient’s email address or U.S. mobile number must already be enrolled with Zelle.
²Zelle is intended for sending money to family, friends and people you know and trust. It is recommended that you do not use Zelle to send money to people you do not know. Must have a bank account in the U.S. to use Zelle.
³Mobile carrier fees may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.