Meet Our Team

Board of Directors

Magnolia Bankshares, Inc.

Jolene J. Carroll, Chairperson
President & CEO, Magnolia Bankshares, Inc.

Callen A. Carroll, Vice Chairperson
Associate, Nelson Mullins Riley & Scarborough LLP

John L. Jessup
Executive Vice President, Magnolia Bankshares, Inc.

Dr. Clark M. Carroll
Owner, Clark M Carroll, DMD PC

Dr. William J. Carroll
Surgeon, Central Florida Retina

R. Larry Southerland
Owner, R Larry Southerland, CPA

Sherri Barber
Corporate Secretary, Magnolia Bankshares, Inc.

Magnolia State Bank

Jolene J. Carroll, Chairperson
President & CEO, Magnolia State Bank

Callen A. Carroll, Vice Chairperson
Associate, Nelson Mullins Riley & Scarborough LLP

John L. Jessup
Executive Vice President, Magnolia State Bank

Allen Long
Senior Vice President, Magnolia State Bank

L. Mitchell Coffee, Jr.
Owner, Coffee Farms LLC

Mark Studstill
President, Graham & Studstill General Contractors, Inc.

Dr. Clark M. Carroll
Owner, Clark M Carroll, DMD PC

Dr. Steve Holcomb
Owner, Dental Associates of Middle Georgia, LLC

R. Larry Southerland
Owner, R Larry Southerland, CPA

Ann Hilliard
Owner, Woodlands Plantation, LLC

J. Stephen Whigham
Publisher, MMJW BookHouse

Lloyd Carter
Field Sales Consultant, Henry Schein Dental

Dan Moore
Owner, Wholesale Dist./Moore Dist.

William Howell, Jr.
President & CEO, W.T. Howell & Sons, Inc.

Sherri Barber
Corporate Secretary, Magnolia State Bank


Executive Team

Headshot of Jolene CarrollJolene J. Carroll
President & CEO






Headshot of Jolene CarrollErica W. Lee
Chief Finance Officer






Headshot of Jolene CarrollJamie R. Sheffield
Chief Credit Officer






Headshot of Jolene Carroll
John L. Jessup
Executive Vice President






Sherri L. Barber
Internal Auditor

Regional and Branch Leadership

Mell Merritt
Jones Co. Market President
Gray Office
MLO# 679626

David Dyer
Baldwin Co. Market President
Downtown Milledgeville Office
MLO# 1443435

Blair Portwood
Branch Manager/Mortgages
Downtown Milledgeville Office
MLO# 1749013

Jesse Law
Branch Manager/Lender
Milledgeville Office
MLO# 1557352


Lenders

Magnolia State Bank
NMLS# 455692

John Jessup
Executive Vice President
Eastman Office
MLO# 1748722
Allen Long
Senior Vice President
Eastman Office
MLO# 854838

Jon Butler
Senior Vice President
Eastman Office
MLO# 664515

Greg McRee
Lender
Eastman Office
MLO# 2068894

Mell Merritt
Jones Co. Market President
Gray Office
MLO# 679626

David Dyer
Baldwin Co. Market President
Downtown Milledgeville Office
MLO# 1443435

Blair Portwood
Branch Manager/Mortgages
Downtown Milledgeville Office
MLO# 1749013

Jesse Law
Branch Manager/Lender
Milledgeville Office
MLO# 1557352

Mortgage/Construction Loans

Contact for more information

Blair Portwood
Branch Manager/Mortgages
Downtown Milledgeville Office
MLO# 1749013

Sandy Smith
Mortgage Lender Assistant
Downtown Milledgeville Office
SBA Loans

SBA Loans

Jon Butler
Senior Vice President
Eastman Office
MLO# 664515
jbutler@bankmsb.com 

Mell Merritt
Jones Co. Market President
Gray Office
MLO# 679626
mmerritt@bankmsb.com 

Commercial Loans

John Jessup
Executive Vice President
Eastman Office
MLO# 1748722

Jon Butler
Senior Vice President
Eastman Office
MLO# 664515

Mell Merritt
Jones Co. Market President
Gray Office
MLO# 679626

David Dyer
Baldwin Co. Market President
Downtown Milledgeville Office
MLO# 1443435

Consumer/Small Business Loans

Blair Portwood
Branch Manager/Mortgages
Downtown Milledgeville Office
MLO# 1749013

Jesse Law
Branch Manager/Lender
Milledgeville Office
MLO# 1557352

Greg McRee
Lender
Eastman Office
MLO# 2068894

businesswoman in a plant shop on the phone

Keep your business growing.


computer and phone sitting on a desk

Banking on your time.


worker in a greenhouse

Over 100 years working for you.