Remote Deposit Capture

Remote Deposit Capture is a service that electronically submits your business’ bank deposits using a bank provided desktop scanner. It eliminates the need for regular trips to the bank by allowing you to simply scan the checks that you would normally take to the bank for deposit. The scanned checks are then securely sent to us electronically for processing.

Why Choose Remote Deposit Capture?
Remote Deposit Capture can help you create efficiencies and increase cash flow.

  • Deposits made before 5:00 PM EST are credited the same day with next day availability.
  • No need for deposit tickets - reduced manual effort and increased quality of deposit preparation saves overhead.
  • Eliminates the cost and liability of regular trips to the bank to deposit checks.
How Do I Get Started?

1. Let us know how you plan to use the scanner
  • How often will you be making remote deposits (daily, weekly, etc.)?
  • How many checks do you anticipate scanning in this time frame?
  • How much do you estimate the total dollar amount each deposit?
  • Which account(s) will the checks be deposited into?
2. We will use the provided information to prepare the Remote Deposit Capture agreement for your business. Once it has been completed, we will call you in to go over the prepared agreement, you'll sign and provide contact information for the individuals who are authorized to use the scanner.

3. We will schedule a date and time for someone from our IT team to come to your business to verify you have the appropriate hardware and security, set up your scanner, and give a basic training to the employees who will be completing the remote deposits.

What Do I Do with the Checks Once They've Been Scanned?

To prevent fraud, we ask you to store all original checks in a safe, locked, secure location for at least sixty (60) days after they have been processed by Remote Deposit Capture.

Who Do I Contact If I Have Questions About Remote Deposit Capture After Installation?

Contact our RDC team to help you with any questions related to Remote Deposit Capture at 478-374-3418 or email us at

The monthly maintenance fees associated with Remote Deposit Capture will be included in your monthly analysis statement; however, balances may offset the monthly fee.