Personal Credit Card

Apply for a Credit Card That Works for You


Magnolia Classic 

  • No Annual Fee
  • Variable APR on purchases based on your credit worthiness
  • 0% Introductory APR on purchases and balance transfers for the first twelve billing cycles. Afterwards, a variable APR will apply. A fee will be charged for each balance transferred
  • Earn one point per dollar on net purchases. Earn unlimited reward points that do not expire. Redeem points for merchandise and travel

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Magnolia Gold

  • No Annual Fee
  • Variable APR on purchases based on your credit worthiness.
  • 0% Introductory APR on purchases and balance transfers for the first twelve billing cycles. Afterwards, a variable APR will apply. A fee will be charged for each balance transferred.
  • Earn one point per dollar on net purchases. Earn unlimited reward points that do not expire. Redeem points for merchandise and travel.

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Magnolia Platinum 

  • No Annual Fee
  • Variable APR on purchases based on your credit worthiness.
  • 0% Introductory APR on purchases and balance transfers for the first twelve billing cycles. Afterwards, a variable APR will apply. A fee will be charged for each balance transferred.
  • Earn one point per dollar on net purchases. Earn unlimited reward points that do not expire. Redeem points for merchandise and travel.

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*Competitive rates based on creditworthiness. 

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